American Express is becoming an increasingly popular methods of online casino
banking for players all over the world
Amex is not just a credit card . This is a payment platform that rewards its
users with every purchase. By spending, the user accumulates points that can
then be converted to voyager miles or numerous other benefits, thereby making it
the preferred method of payment, both in land based transactions, and for
purchasing credits at online casinos.
American Express casinos allow users to do just this. All that is required of
the Amex card holder, is to supply the casino operator with their card number,
date of expiry and the last three digits of their authorization code at the back
of their card. This allows the operator to perform a CNP (Cardholder Not
Present) transaction. This requires authorization from an Amex institution,
usually a bank, and once authorized, the player account is credited and voyager
miles are accrued!
Whilst numerous online casinos offer Amex facilities, these credit card
transactions are sometimes declined by the banks. Even though the funding is
available for processing, the banks are concerned with the nature of online
credit card transactions. This is because the cardholder is not present to
provide their signature, and as such, there is no recourse for unauthorized
transactions.
American Express however, being as popular as it is, is making headway with
the banks to ensure that its credit card facilities are more readily available.
There are usually rather rigorous security measures put in place by Amex casinos
to ensure that fraud is kept at bay, including advanced encryption technologies
and privacy policies.
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