MasterCard Casinos

Whilst online transactions made using credit cards are often declined by the credit card companies due to the high amount of charge backs, there are a select few casinos that have formed special relationships with the credit card companies, and willingly accept MasterCard payments.

There are currently 800 casinos online that offer MasterCard facilities, but whether or not the transaction is approved is entirely another matter. MasterCard is the most popular credit card company, and the member financial institutions, usually banks,  that manage MasterCard facilities, have developed processes to block internet gambling transactions in most instances. This is because e-commerce merchants are required to enter a code for the authorization of payment, which in turn is rejected by these financial institutions.

The reason for this decline of MasterCard transactions online, is that the risk to both bank and merchant is considerably high. As opposed to face-to-face transactions, where the card is always visible, and a signature is verifiable, online transactions are open to unauthorized processing by vendors and third-party fraud. In addition, US law holds that banks seeking to recover gambling debts is not enforceable in court, and as such, several banks have disqualified the use of credit cards as a means of making online transactions. However, third party payment processors, such as PayPal, allowed consumers to fund their accounts using MasterCard and Visa, which led credit card companies to pressurize banks into rethinking their policy on online credit card payments.

For the gambler, it is important to consider, that debit card transactions are not only safer, and more readily accepted than credit cards, but using debit cards as an alternative transaction method means that he/she is using money they already have, as opposed to gambling with credit!

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